FREQUENTLY ASKED QUESTIONS

  • Fee Installments
  • Qarz e Hasna arranged through external donors
  • Need based scholarships / IBA Bridge financing

The FA office accepts applications submitted electronically. This is needed for efficient processing and to keep proper tracking at both ends.

The FA application could be submitted online by clicking at the link https://webapps.iba.edu.pk/financialassistance/. The applications are invited through this link only during specified period as mentioned on FA web page https://www.iba.edu.pk/financial-assistance.php.

The scholarship award percentage usually remains valid for remaining semesters in an academic year, i.e. if scholarship is awarded in Fall semester, it will also remain valid for following Spring and Summer semesters. Similarly, if scholarship is awarded in Spring semester, it will remain valid for following Summer semester. Meeting eligibility criteria is the mandatory requirement in all cases. Considering the possible changes in need evaluation criteria which is reviewed annually, as well as yearly changes in the financial condition of the family, the students should apply for need based scholarship at the start of each academic year.

No, FA can only be applied after securing admission at IBA.

Following students can apply for need based-scholarships:
Only Full-time students enrolled in morning programs, who are facing financial constraints, and could not manage to pay fee through FA options of fee installments and Qarz e Hasna, may apply for need-based scholarships.
Above-mentioned students can apply for financial assistance to cover their tuition fee for Fall, Spring and Summer semesters.
Financial assistance will be provided on course basis up to 8th semester. The repetition of courses for grade improvement or otherwise and previously withdrawn courses are not covered under need-based scholarships.

Following students can apply for need based-scholarships:
The need-based scholarship award is determined through a prescribed need evaluation criteria and is concluded by the FA Committee on comparative need level basis.

The scholarship awards are concluded by FAC after following a comprehensive process, hence there is no waiting list for need based scholarships. The students, who couldn't get the desired percentage of scholarships, or declined cases, can reapply at the prescribed dates as mentioned on IBA FA web page.

Yes, graduate program students can get scholarships provided they meet eligibility criteria.

The IBA as well as donor funded scholarship opportunities are shared with students through following channels:

  • IBA FA Web page
  • IBA FA Facebook page
  • IBA Portal and Website

The IBA as well as donor funded scholarship opportunities are shared with students through following channels:


Standard documents are required along with scholarship application form. The list of these documents is available on IBA FA web page as well as included in scholarship application form.

Applications for need based scholarships are invited by IBA FAC during the prescribed period as mentioned on IBA FA web page. Students are advised to apply ONLINE during the stated period only.

The need-based scholarships are awarded to eligible students and applicable on tuition fees only. Other forms of fee are not covered under need-based scholarships. NTHP scholars are dealt as per applicable policy.

Students can apply for more than one donor funded scholarship but only one donor funded scholarship can be availed at a time.

Yes, some donor funded scholarships have requirement of filling out their prescribed scholarship forms which are then shared with the donor for review, evaluation of need and award of scholarship.

Only Full-time students enrolled in Morning programs may apply for need-based scholarships.

IBA provides merit honorary recognition to students in the form of Deans' honors list and financial rewards at the time of convocation only. During academic program duration, IBA provides need-based scholarships only.

The decisions are informed to students within two weeks from the scholarship application date.

Yes, appeal for reconsideration can be made within one week from email informing scholarship decision. The student may apply for reconsideration only when there is a change in financial condition of family from the one as mentioned in submitted FA application.

Yes, IBA entry test fee could be waived by sending request email to admission@iba.edu.pk along with underlying reasons for fee waiver.

It is mandatory for all financial assistance awardees to apply for donor funded scholarships proposed by IBA Financial Assistance office. Failure to do this will result in discontinuation of bridge financing by IBA.

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