(Interest Free Loan)

The overall goal of introducing Qarz-e-Hasna is to improve society's socioeconomic status by assisting financially disadvantaged students and instilling in them the desire to repay the community once they are financially secure. Qarz-e-Hasna Scheme is available, with the valuable support of various donors.


All Full-time/Part-time students enrolled in undergraduate and graduate morning/evening programs, who are facing financial constraints can apply for interest free loan (Qarz e Hasna) to pay their tuition fee during their study period.

The external donor will evaluate as per their specified criteria and will cover the program fees of students on a "Need cum Merit" basis.

Qarz e Hasna can be applied through below links:



Ibrahim Alam

IHSAN TRUST Loan facility is the easiest to avail. Both my brother (also an IBA graduate) and I have benefitted from it. The amount can be repaid online via e-banking, which is extremely convenient and swift. Alhumdulillah, Ihsan Trust made my dream to study at IBA come true.

Ibrahim Alam
Ihsan Trust

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