Salaam Takaful
Student Funding Program

Salaam Takaful Limited, is one of the leading companies in Pakistan that offers comprehensive coverage for large infrastructure projects, specialized risks, and umbrella/blanket covers especially tailored for Islamic banking operators as well as for large corporate groups. Under STLs Qarz-e-hasna scheme, last year students can now avail interest free loan facility.


  • The loan is completely free of interest with no additional charges.
  • The back pay schedule is very convenient; All you have to do is apply and if selected STL will pay your fees to the university on your behalf which later you can pay back to STL on instalments as low as Rs 500 per month.
  • You also have a flexibility to pay once you are graduated after getting a job.
  • You may also get a chance to be inducted into company's MTO program on merit base.
  • Students may re-apply for a second tranche, when their 8th semester begins.

Who can apply?

Only last year students i.e. 4th year are eligible to apply


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